Mindful with Money 3rd edition

A New Zealand millennial money memoir by @mindfulwithmoneynz.

At 21, Sophia Golfinopoulos found herself in a new city, living paycheck to paycheck and overwhelmed with consumer debt. When she lost her job, it was the wake-up call she needed to sort out her finances. Along the way, she learned how to save while still enjoying life, the easiest ways to get out of debt, and how to be a conscious consumer.

Now 34, she shares her personal finance journey throughout her 20s, early 30s, and parenthood; how she removed her subconscious blocks and limiting beliefs to manifesting money; and the knowledge she's gained from working in the financial industry across insurance, tax, and banking.

Honest and realistic, you'll find plenty of inspiration for your own finances, and discover that you don't need to be rich to be financially stable.

For those in their early 20s to late 30s, in Mindful with Money 3rd edition covers:

• Transforming your money mindset to one that is positive and productive
• Nailing the basics: budgeting, saving, and getting out of debt painlessly
• Plenty of ways to save on your home, car, contents AND life and income insurance premiums
• Understanding how income tax works in NZ, as well as Working For Families, FamilyBoost, donation tax credits, and more
• How to get the most out of your banking
• How to prepare financially for pregnancy, the fourth trimester, your baby's first year and beyond, plus how Sophia is investing for her children
• Lifestyle tips to save money on food, retail, and more
• Mindful with Money checklist to help you put your money goals into action!